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Nation's Housing: No deduction for mortgage interest on big houses?

Kenneth Harney:

Though the housing and real estate industries oppose the plan, a key House committee leader's proposed "carbon tax" cutbacks on mortgage interest deductions are attracting strong support from environmental and scientific groups.

Rep. John Dingell, D-Mich., chairman of the House Energy and Commerce Committee, wants to phase out mortgage interest write-offs for houses larger than 3,000 square feet, using a graduated scale that ends at no deductions for properties with 4,200 square feet or more.

Although he says he recognizes that newly constructed houses may be more energy efficient than older ones, their "sheer size, sprawl and commutes lead to dramatically more energy use - or to put it more simply, a larger carbon footprint."

In his latest draft of the plan, Dingell provides more detail about the housing-related tax elements than he did in earlier versions. The new draft also offers some limited exemptions from the phase-out, including those for historic homes built before 1900, farm houses, certified energy-efficient homes, and houses whose owners "purchase carbon offsets to make the (property) carbon-neutral."

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